Every major retirement risk. One simple plan.
Protect what took a lifetime to build.
We do two things — exceptionally well.
We monitor the market's risk
One daily PMP Score in your inbox, so you see trouble early and react in time.
We strengthen your protection
A free 2-minute check finds your gaps, then delivers a clear to-do list and follows up until every gap is closed.
How it works
-
1
Take the check
Two minutes, six areas of risk. No signup needed to see your result.
-
2
Get your Protection Plan
A prioritised to-do list — what to fix first, what can wait, what's already fine.
-
3
Watch the daily score
One number each morning, so you know whether today needs your attention.
Today's model portfolio
Each band has a published model allocation. This is the one that corresponds to today's reading — shown for illustration, not recommended to you.
Model Portfolio — Defense Level 2 of 5 · Guarded
Not a recommendation, and not a trading signal. These are educational reference models showing what more or less defensive looks like — they are not tailored to you, and a change in the score is not an instruction to move anything.
Several mechanical switching methods were tested against a preregistered acceptance rule. None passed. Rather than bury that, the failed tests are published.
The elephant in the room
“Why would I pay for this when my advisor already watches my money?”
Most people never get told, in plain numbers, how exposed they are before a bad year arrives. This is not a replacement for an advisor. It is the thing you can check yourself, every morning, in ten seconds — and a list of gaps you can close without anyone's permission.
It costs $129 a year. One nice dinner.
Your Protection Check
Is your retirement above the safety line?
Six areas, two minutes, one score. 63 is the safety line. Higher is better.
Why trust this
Built to be challenged, not blindly trusted.
The rules are published in advance and versioned. So are the tests that failed: four preregistered tactical tests did not work, and they are on the methodology page beside the ones that did.
Twenty years of published history.
Every historical day was scored using only the data available that day. No hindsight, no retrofitting — including the years the number was wrong.
Why I built this
30 seconds, from the founder. Captioned.
Membership
One number each morning — and permission to stop checking the news.
The daily score, the six signals behind it, what moved and why, and a note on the day a band changes. $129 a year — annual only, no monthly plan to forget about.